If you are considering purchasing your first home, there are many different factors that must be considered. There are literally hundreds of different programs available to first time homebuyers. As a buyer's agent, I specialize in making sure your needs are met. Interest rates are some of the lowest in history which provides you with the unique opportunity to buy a home with monthly payments that compare favorably to rent. With approximantly 20,000 properties currently listed in the Greater Charlotte market, I have the ability to explore all the exciting opportunities avaiable to you as a first time buyer.

Tax Advantages
Unlike rent, interest and property taxes on your primary residence are, for the most, tax deductible. If you itemize your deductions, this can be a real source of actual savings and can lead to a larger refund or more take-home pay each period. It is possible to purchase with little or no down payment One of the most exciting developments for first time homebuyers is the possibility of obtaining a mortgage with little or no down payment. With the many new programs available for first time homebuyers, you may not have to wait until you have saved for a down payment.

Appreciation
If your property increases in value you will greatly benefit from this appreciation. As you continue to pay your mortgage, and your home appreciates, your equity in that property grows. When you sell your home, this equity growth will translate into more money in your bank account.

Stable Cost
Monthly principle and interest payments are stable with a fixed rate mortgage, whereas rents can very significantly from year to year.